| Savings account if minimum monthly balance is under $25 |
$5.00 |
|
Account cancellation if within 90 days of opening |
$25.00 |
|
Dorment Account Fee (no activity for over two years) $5.00
Excess check fee withdrawls: |
| 1-3 withdrawls per quarter |
FREE |
| 4-6 withdrawls per quarter |
$2.00 |
| 7 or more withdrawls per quarter |
$5.00 |
| Club account withdrawls or transfers - Excludes Christmas Club: |
| 1 per quarter |
FREE |
| 2 per quarter |
$3.00 |
| 3 or more per quarter |
$6.00 |
| Stop payment |
$20.00 |
| Check copy |
$5.00 |
| Statement per quarter |
$5.00 |
| Overdraft, NSF, ATM, ACH item returned |
$20.00 |
| Sustained overdraft per day |
FREE |
| Verification of deposit |
$5.00 |
| Wire transfer in |
FREE |
| Wire out domestic |
$15.00 |
| Wire out international |
$45.00 |
| Bank reference lettter |
$5.00 |
| Bank by internet |
FREE |
| Notary public for member |
FREE |
| ATM/Credit Union check card (Credit Union fees per month): |
| 1-5 transactions |
$0.50 |
| 6-10 transactions |
$1.00 |
| 10 or more transactions |
$1.50 |
| Foreign transaction fee |
1 percent of transaction |
| ATM card replacement |
$5.00 |
| Order duplicate or additional ATM card |
$5.00 |
| Credit Union check card |
FREE |
| Credit Union check card replacement |
$5.00 |
| Visa credit card: |
| Classic/platinum credit card |
FREE |
| Classic/platinum credit card replacement |
$10.00 |
| Check card international |
1 percent of transaction |
| Cash advance |
FREE |
| Balance transfers |
FREE |
FREE AUTOMATIC OVERDRAFT/TRANSFER PROTECTION SUBJECT TO REGULATION D
If available, money will be automatically transferred from your primary share account to cover outstanding checks. Please note these transfers are subject to Regulation D limitations of 6 electronic (Ach automated, overdraft/transfer, A.R.T., or on-line banking) transfers per month. According to Federal Reserve, Regulation D if you exceed these limitations, the item might not be covered, your account may be subject to a fee, or be closed. Please contact a Loyola University Employees' Federal Credit Union employee for more information. (708-216-4500)
