About Our Loans
We are committed to providing our members with fast loan decisions and competitive rates. We offer you a variety of loan programs to help you get what you need, when you need it. A $15 application fee applies, per loan.
Signature Loan
Our Signature Loan is basically an unsecured installment loan, based on your income and credit rating, It uses only the borrower's signature and promise to pay as collateral.
A Signature Loan gives you access to cash without having to tie up other assets. And, unlike other forms of personal credit (like a credit card), you have a fixed rate and term so you can budget the same payment amount every month. A $15 application fee applies.
Pledge of Shares Loan
Our Pledge Loan is secured by the amount you have in savings. Since you continue to earn dividends on your savings funds, you end up with an extremely affordable loan without depleting your savings.
It’s also a great way to establish or re-establish credit! No credit scan is needed for a Pledge of Share Loan.
Auto & Recreational Vehicle
Buying a new or used vehicle? Need to refinance a vehicle you've already purchased? Want to buy a motorcycle, RV or other vehicle?
Our rates are very competitive. We encourage you to compare our rates to those offered by banks. We can probably reduce your current payments by refinancing your vehicle at a lower rate. Keep in mind we offer simple interest rates.
All Car Loans will be valued for financing per the Kelly Blue Book and will be approved within 1-3 business days. Loans will not be issued for cars 10 years or older, unless it is an antique car.
Our partnership with Enterprise Car Sales is an added benefit. Visit: www.cuautodeals.com for full details and available vehicles.
Check out our One Stop Vehicle Shopping web page, or call a loan specialist for more information.
Applying for a Loan