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VISA® Credit Card

VISA® Credit Card Programs

Whatever your shopping needs are, the Loyola Credit Union has a VISA® card program to complement your lifestyle as well as your budget. Based on the program you select, your credit card use can be rewarded by providing you with a variety of choices from getting cash back to choosing from a wide variety of travel opportunities, event tickets, activities or brand name merchandise.

  • Click here to view our VISA® Credit Card Brochure.

Compare our VISA® rates to other credit cards:

Visa Rates
VISA® Choices Details APR
Platinum Basic Credit limits start at $2,000 and up to $25,000 9.90%
Platinum Scorecard Earn point rewards for free travel and merchandise 10.90%
Platinum Cash Back Earn 1% cash back as a VISA credit for total purchases throughout the year 11.90%
Classic Scorecard Minimum $500 credit limit up to $5,000 with a 3% monthly minimum payment. Earn points for free travel and merchandise with Scorecard Rewards. 13.40%

All of our Visa® Credit Cards offer:

  • Grace period for purchases = 25 days
  • Method of computing the balance for purchases is the average daily balance, including new purchases
  • Foreign Transaction Fee = 1%
  • 1% of total or $5.00 whichever is greater for Cash Advances
  • No Balance Transfer Fee
  • Late Payment Fee = $25
  • Over Limit Fee = $25
  • Call our VISA® representative at 708.216.4500, option 2

New credit card laws for members under 21 years old: Members under 21 applying for a VISA® Credit Card must have a guarantor or cosigner. If applying without guarantor or cosigner you must be able to verify payment ability

VISA® Application

To download our VISA® application, click here.


Loyola University Employees Federal Credit Union
2160 South First Avenue - Maguire Center Maywood, IL 60153
Phone: 708.216.4500 | Fax: 708.216.6546
Loyola Credit Union Routing Number # is 271992141

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Membership in the Loyola University Employees Federal Credit Union (LUEFCU) is open to anyone who works for or is paid by Loyola University Chicago or Loyola University Health System on any campus or location anywhere.

That includes full and part-time Loyola faculty and staff, employees and student employees as well as Loyola affiliates or contractors, plus immediaite family members of these eligible participants.