background image

VISA® Credit Card

VISA® Credit Card Programs

Whatever your shopping needs are, Loyola Credit Union has a VISA® card program to complement your lifestyle as well as your budget. Depending on the program you select, your credit card use can be rewarded by a variety of choices; from getting cash back to choosing from a wide variety of travel opportunities, event tickets, activities or brand name merchandise.

  • Click here to view our VISA® Credit Card Brochure.

Compare our VISA® rates to other credit cards:

Visa Rates
VISA® Choices Details APR
Platinum Basic Credit limits start at $2,000, up to $20,000 9.90%
Platinum Scorecard Earn point rewards for free travel and merchandise 10.90%
Platinum Cash Back Earn 1% cash back as a VISA credit for total purchases throughout the year 11.90%
Classic Scorecard Minimum $500 credit limit up to $5,000, with a 3% monthly minimum payment. Earn points for free travel and merchandise with Scorecard Rewards. 13.40%

All of our Visa® Credit Cards offer:

  • 25-day grace period for purchases
  • Method of computing the balance for purchases is the average daily balance, including new purchases
  • Cash Advances, for a fee of 1% of total amount OR $5.00, whichever is greater
  • Foreign Transaction fee of 1%
  • NO Balance Transfer fee
  • Late Payment fee of $25.00
  • Over Limit fee of $25.00
  • Call our VISA representative at 708-216-4500, option 3

New credit card laws for members under 21 years old: Members under 21 applying for a VISA® Credit Card must have a guarantor or cosigner. If applying without guarantor or cosigner, you must be able to verify payment ability.

VISA® Application

To download our VISA® application, click here.


Loyola University Employees Federal Credit Union
2160 South First Avenue - Maguire Center Maywood, IL 60153
Phone: 708.216.4500 | Fax: 708.216.6546
Loyola Credit Union Routing Number # is 271992141

Powered by Smart Source Solutions, LLC. Copyright 2013

Membership in the Loyola University Employees Federal Credit Union (LUEFCU) is open to anyone who works for or is paid by Loyola University Chicago or Loyola University Health System on any campus or location anywhere.

That includes full and part-time Loyola faculty and staff, employees and student employees as well as Loyola affiliates or contractors, plus immediaite family members of these eligible participants.