VISA® Credit Card Programs
Whatever your shopping needs are, Loyola Credit Union has a VISA® card program to complement your lifestyle as well as your budget. Depending on the program you select, your credit card use can be rewarded by a variety of choices; from getting cash back to choosing from a wide variety of travel opportunities, event tickets, activities or brand name merchandise.
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Click here to view our VISA® Credit Card Brochure.
Compare our VISA® rates to other credit cards:
Visa Rates
|
VISA® Choices |
Details |
APR |
|
Platinum Basic |
Credit limits start at $2,000, up to $20,000 |
9.90% |
|
Platinum Scorecard |
Earn point rewards for free travel and merchandise |
10.90% |
|
Platinum Cash Back |
Earn 1% cash back as a VISA credit for total purchases throughout the year |
11.90% |
|
Classic Scorecard |
Minimum $500 credit limit up to $5,000, with a 3% monthly minimum payment. Earn points for free travel and merchandise with Scorecard Rewards. |
13.40% |
All of our Visa® Credit Cards offer:
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25-day grace period for purchases
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Method of computing the balance for purchases is the average daily balance, including new purchases
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Cash Advances, for a fee of 1% of total amount OR $5.00, whichever is greater
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Foreign Transaction fee of 1%
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NO Balance Transfer fee
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Late Payment fee of $25.00
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Over Limit fee of $25.00
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Call our VISA representative at 708-216-4500, option 3
New credit card laws for members under 21 years old: Members under 21 applying for a VISA® Credit Card must have a guarantor or cosigner. If applying without guarantor or cosigner, you must be able to verify payment ability.
VISA® Application
To download our VISA® application, click here.