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Balance Transfers

Transfer Your Balances to our VISA® card

Why pay those high interest credit card rates charged by banks when you can get some of the lowest rates in town at Loyola Credit Union?

We offer balance transfers for NO FEE, cash advances (for a fee equal to 1% of total amount OR $5.00, whichever is greater) designed to help you consolidate your credit card debt onto one card, and VISA cards with rates as low as 9.90% APY.

Your interest rate on the amount transferred remains the same until it is paid in full - no rate surprises in the months to come.

Save money right now by moving balances from other high interest credit cards to your Loyola Credit Union Visa® credit card.

  • Click here to view our Balance Transfer Application and Brochure
  • Click here to view our VISA® Credit Card Brochure

Visa® Card Balance Transfer/Cash Advance Requirements

  • Must have an active and current Visa® card(s), and must be a Loyola Credit Union member
  • Must apply in person, and present proper identification and Visa card.

All of our Visa® Credit Cards offer:

  • 25-day grace period for purchases
  • Method of computing the balance for purchases is the average daily balance, including new purchases
  • Cash Advances, for a fee of 1% of total amount OR $5.00, whichever is greater
  • Foreign Transaction fee of 1%
  • NO Balance Transfer fee
  • Late Payment fee of $25.00
  • Over Limit fee of $25.00
  • Call our VISA representative at 708-216-4500, option 3
New credit card laws for members under 21 years old: Members under 21 applying for a VISA® Credit Card must have a guarantor or cosigner. If applying without guarantor or cosigner you must be able to verify payment ability


To download our VISA® application, click here or contact us for more information.

Loyola University Employees Federal Credit Union
2160 South First Avenue - Maguire Center Maywood, IL 60153
Phone: 708.216.4500 | Fax: 708.216.6546
Loyola Credit Union Routing Number # is 271992141

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Membership in the Loyola University Employees Federal Credit Union (LUEFCU) is open to anyone who works for or is paid by Loyola University Chicago or Loyola University Health System on any campus or location anywhere.

That includes full and part-time Loyola faculty and staff, employees and student employees as well as Loyola affiliates or contractors, plus immediaite family members of these eligible participants.