Checking Accounts
Also called a “Share Draft Account”, our non-interest bearing checking accounts are free of service charges and have no minimum balance requirements.
Some of the features include:
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Direct Deposit Services
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Automatic Transfer of Funds to Loans
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No Monthly Service Charge
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No Per Check Charges, Unlimited Check Writing
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Overdraft/Transfer Protection Available
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Free access to accounts through Online Banking
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Optional Visa Debit Card
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ATM Access with Debit Card
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Courtsey Pay available
To qualify, you must maintain a savings account with a minimum balance of $25. Convenient direct deposit services are also available. Personal check deposits may not be available for immediate withdrawal. A debit card or checks are also available with checking accounts.
Click here for more information about our Checking Account and Courtesy Pay. CLICK HERE
You may order personalized checks online with just a few clicks, or we can order them for you.
“Second Chance" Checking Account
Loyola Credit Union offers those members who have had a history of mishandling past accounts the opportunity to open a “Second Chance” checking account, which comes with the option of obtaining a debit card as well.
The debit card limit will be set based on data from Chex Systems, a credit verification service used by financial institutions to assess credit worthiness, but will carry a lower limit than the traditional debit card limits.
The unique account is not available to anyone who has caused the Credit Union a loss, or who has been reported for defaulting on a debt of $500 or more.
For more information, contact the Credit Union at 708.216.4500.
Debit Card
Loyola Credit Union's Debit Card gives you access to your checking account without you having to write a check.
It's safer and more convenient than carrying cash. It's a great way to "pay as you go", and there are no fees when you use your Debit Card to sign for transactions.
Note: ATM fees apply for PIN-based transactions. Remember this easy phrase: “Sign you save; pin you pay.”