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Loan Rates

**Rates as of 12/31/2023 per board approval. Rates are subject to change without notice.

Auto Loan Rates
Type of Loan Term Details APR*
(as low as)
ALL Car Loans will be valued for financing per the NADA book
New Auto 24 Months 100% Financing 4.75%
New Auto 36 Months 100% Financing 5.25%
New Auto 48 Months 100% Financing 5.50%
New Auto 60 Months 100% Financing 6.75%
New Auto 72 Months 100% Financing 7.25%
Used Auto 24 Months 100% Financing 5.50%
Used Auto 36 Months 100% Financing 6.00%
Used Auto 48 Months 100% Financing 6.25%
Used Auto 60 Months 100% Financing 7.50%
Used Auto 72 Months 100% Financing 8.00%

 
     
Signature Loan Rates
Type of Loan Details APR*
(as low as)
Signature Start at  $1,000 11.50%
Signature Loan Rates
Type of Loan Term APR*
Share Secured (Share, Club and CD accounts) 12 - 60 Months Pay 4% over the rate of the secured account
  • Must be Loyola University credit union member to qualify for loans
  • All loans are subject to approval by LUEFCU Loan Committee
  • Rates listed reflect the lowest possible rate offered at the time of posting.
  • Members credit score may determine the "as low as" rate.
  • Rates are declared quarterly by Credit Union Board of Directors and subject to change without notice.

* APR = Annual Percentage Rate

Loyola University Employees Federal Credit Union
2160 South First Avenue - Maguire Center Maywood, IL 60153
Phone: 708.216.4500 | Fax: 708.216.6546
Loyola Credit Union Routing Number # is 271992141

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Membership in the Loyola University Employees Federal Credit Union (LUEFCU) is open to anyone who works for or is paid by Loyola University Chicago or Loyola University Health System on any campus or location anywhere.

That includes full and part-time Loyola faculty and staff, employees and student employees as well as Loyola affiliates or contractors, plus immediaite family members of these eligible participants.